Get Your Free Credit Report

Because the Federal Trade Commission (FTC) ordered Equifax, Experian, and Trans Union, three consumer reporting agencies, to provide free annual credit reports to consumers. There are several ways you can get your credit report for free. Keep in mind that your credit report may not list ALL of your debt. Your debt may not be reported if you owe money to a creditor who does not report it to a credit agency.
Online: visit www.annualcreditreport.com
Phone: Call 877-322-8228 to request your credit report
Mail: Download the Request Form PDF , fill it out and mail it to:
Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281

You do not need to purchase any products in order to get your free credit report.