Behind on your mortgage? Has foreclosure started? Payroll or Bank Account garnished?

If you qualify, bankruptcy will stop debt collection, telephone calls
at work or home, garnishment of your checking account, garnishment of
your payroll check, lawsuits, and even foreclosure of your home.

You might benefit from the remedies available under Chapter 13
bankruptcy. IF you're behind on your mortgage, it may be possible to
make smaller payments on the past due amount and keep your home. You
may be able to lower car payments and reduce credit card payments.

Filing bankruptcy takes the pressure off. It allows you to get back
on your feet without constant harassment from creditors and collection
agencies.