Creditors

Phone calls from creditors can be very annoying and embarrassing especially at work. Collection calls may seem threatening. The Fair Debt Collection Practices Act restricts creditors. This Federal Law forces a collector to immediately stop communication with you after you retain an attorney. A collector now has to call the retained attorney's office. This gives you time to decide what to do. Only communication from the creditor stops. Collection can continue.

If you need to immediately stop harassing phone calls, you may retain my legal services for $100. You can then refer all calls to my office. This will give you less stressful time to meet with me and decide what to do.

If you eventually file a bankruptcy petition, an order from the U.S. Bankruptcy Court prohibit s all further contact from your creditors as well as all collection activity (referred to as the automatic stay). This includes billing, phone calls, and lawsuits.